Important Financials
Application Procedure
Check Your Loan Eligibility
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How to Apply: Step by Step Process
Check eligibility, institute category, and documents required.
Submit the application with academic, admission, and financial documents.
Complete verification, sanction, and disbursement as per the bank’s process.
Requirement
Additional Important Information
Other Document Required (If any)
Proof of admission.
Entrance exam result, if applicable.
Statement of course cost / expense schedule.
Income proof of co-applicant or guarantor, if applicable.
Property documents, if collateral is offered.
About The Provider
Requirement Checklists
Other Eligibility Conditions
Admission must be secured in a recognized institution or eligible course.
For premier institute loans, institute category and course type affect loan amount and security requirements.
Parent/co-applicant and future income assignment may be required in some cases.
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- USD: $ 8.32 - $ 83.32
- USD: $ 6.65
- USD: $ 749.98 - $ 4,916.65
About The Scheme In Details
Fund Your Education with a Bank Loan
Bank of Baroda Education Loan helps Indian students finance higher studies in India and abroad. The bank offers multiple education loan variants for professional, technical, and premier-institute courses, with repayment linked to the course and moratorium period.
What it covers
Tuition and admission fees for eligible courses and institutions.
Hostel, exam, library, and laboratory expenses where applicable.
Books, instruments, laptop, and other required academic costs.
Moratorium-backed repayment, giving students time to complete studies before EMI repayment begins.
Why it is useful
Publicly listed schemes include Baroda Gyan, Baroda Scholar, Baroda Vidya, Skill Loan, and premier institute education loans.
For premier institutions in India, the bank states interest rates start from 6.85% and provides loan amounts up to ₹80 lakh for certain categories.
Repayment may go up to 15 years after the moratorium, depending on scheme and amount.
The product is suitable for students who need formal financing with clear documentation and structured repayment.
Important note
Interest rate, loan quantum, collateral, and processing charges vary by scheme, institute category, and loan size. Where the public page does not clearly specify a universal figure, the safest approach is to treat the final offer as scheme-specific and confirmed at sanction stage.
Key Benefits & Offers
Loan amount up to ₹80 lakh for eligible premier institute categories.
Collateral-free funding is available for certain slabs and institutions.
Moratorium period of course duration plus 12 months is available.
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- Subscribe Now This product has multiple variants. The options may be chosen on the product page
- Subscribe Now This product has multiple variants. The options may be chosen on the product page
- Select options This product has multiple variants. The options may be chosen on the product page
- USD: $ 8.32 - $ 83.32
- USD: $ 6.65
- Subscribe Now This product has multiple variants. The options may be chosen on the product page
- Subscribe Now This product has multiple variants. The options may be chosen on the product page
- Select options This product has multiple variants. The options may be chosen on the product page
- USD: $ 749.98 - $ 4,916.65
- Subscribe Now This product has multiple variants. The options may be chosen on the product page
- Subscribe Now This product has multiple variants. The options may be chosen on the product page
- Subscribe Now This product has multiple variants. The options may be chosen on the product page
- USD: $ 499.98
Disclaimer: StartupMandi is an independent professional service platform and is not a bank, NBFC, financial institution, or government authority. We are not affiliated with, endorsed by, or officially connected to the respective lender or scheme provider. We do not provide loans directly. Our role is limited to sharing publicly available information and offering optional assistance services. All scheme details, images, documents, and information are sourced from official websites, public announcements, and publicly available resources. Applicants are advised to verify all information directly with the respective financial institution before applying.
